Malta is a well regulated and leading international financial services centre located in southern Europe and is a member of the European Union, the Council of Europe, The United Nations and the Commonwealth. With good transport links into many cities in Europe, a good telecommunications infrastructure, and with English being one of the main languages, Malta is well positioned to attract international business.
The Banking & Finance industry underwent a number of changes in the past years as global and regional consolidations of business and financial markets, and increased regulatory requirements shaped the industry along the years. The integration of the Maltese national market with its wider European counterpart has proven to be a game changer for the Maltese banking & finance industry and has significantly changed the financial frameworks through which companies can operate.
Banks offer: syndicated loans, bank lending, acquisition finance (including leveraged finance), project finance, real estate finance, asset finance, Islamic finance and financial services regulation.
In the past couple of decades, Malta has established itself as a fund domicile of choice for fund managers seeking to set up in a reputable EU jurisdiction which is still cost-effective. Since it became an EU member in 2004, Malta has incorporated a number of EU fund regimes, most notably the Alternative Investment Fund (AIF) and the Undertakings for the Collective Investment in Transferable Securities (UCITS) regimes, but has still kept its popular hedge fund regime, the Professional Investor Fund. Recently, Malta has also introduced an offshoot of the AIF regime which it dubbed the Notified Alternative Investment Fund (NAIF) which allows funds to be promoted within just 10 days while remaining fully EU law compliant and benefiting from EU passporting. Malta Investment Funds
There are various factors which contributed to Malta’s success in Investment Funds such as:
Funds and Fund Managers
Over the last two decades, Malta has established itself as an innovative and reliable financial services centre, hosting a variety of financial services businesses and structures. Dubbed as Europe’s favoured fund domicile in Hedge Fund Review’s 2013 and 2014 (Service Provider Rankings), Malta funds and fund managers are operating in a flourishing environment which has retained its popular Professional Investors Fund (PIF) regime, and introduced a newer regime for Alternative Investment Funds (AIFs). Maltese legislation also provides for the setting up of Undertakings for Collective Investment in Transferable Securities (UCISTs) as well as non-UCITS retail funds. Matters related to Funds and Fund Managers are regulated by the Investment Services Act.
Malta’s regulatory environment, its EU membership, its English speaking and professional human resources, its favourable tax regime, and comprehensive insurance law, amongst other factors, have prompted several insurance companies to conduct insurance business in Malta and utilise it as a base to write insurance into Europe.
The insurance sector is consistently growing both in number of companies and volume of business. The Maltese insurance sector has evolved from a handful of domestic insurance companies into an industry which operates across all the EU Member States. The Insurance sector comprises commercial insurance companies carrying out both general and long-term business, subsidiaries of major international insurance and reinsurance undertakings, Affiliated Insurance Companies (Captives) and Insurance Management Companies.
Malta’s capital markets are steadily growing in size as well as liquidity and the jurisdiction’s financial markets are remarkably sophisticated. While relatively small, the Malta Stock Exchange operates to a high standard, provides effective facilities for the trading, settlement and registration of securities and thus enjoys a sound reputation internationally.
The Malta Stock Exchange commenced its trading operations in 1992, following the enactment of the Malta Stock Exchange Act, 1990. The Malta Stock exchange now plays host to numerous equity and debt transactions, providing facilities by means of which securities can be admitted to trading and subsequently traded over a secure, well-regulated secondary market. The Malta Stock Exchange is linked to Clearstream to facilitate international access. The Malta Stock Exchange also provides various back office services through its in-house Central Securities Depository.
The key features of a Malta Company Registration are:
Malta Offshore Company Formation